Our risk benefits consulting unit provides specialist advice on the design, implementation and administration across a wide range of risk products and services. By understanding our clients’ requirements, we are able to deliver cost effective employee protection arrangements.
Looking after the well-being of employees and their dependants is a crucial activity for any progressive employer. Increasingly the issue of employee absence is seen to be critical for companies of all sizes and the efficient use of existing or new programmes to assist in the management of this area of concern are being explored.
Often, the benefits provided when an employee is ill or dies are funded through insurance policies, although the use of trusts and self-funding techniques are becoming of increasing interest as parts of our armoury for larger employers.
Our specialists advise on the most appropriate products and services to provide benefits tailored to meet the needs of employers, employees and their families. In this sense, insurance may only be part of the overall solution, and we are able to explore issues such as self-funding in a variety of formats.
Products and services covered by us include:
- Private medical insurance
- Medical trusts
- Critical illness
- Income protection
- Personal accident
- Registered death-in-service benefit programmes
- Non-registered life assurance
- Multinational pooling
- Absence management
- Employee assistance programmes
- Dental products
- Voluntary arrangements
Xafinity Consulting Ltd is authorised and regulated by the Financial Services Authority.