DC plans can offer members significant flexibility to pick and choose which investment option(s) they wish to invest in. However, without support this flexibility can be confusing, leading to inertia and a reliance on default investments, often in the belief that the trustees / employer are actively managing these. The recent economic crisis has focused attention on default options and members’ perception of these. Auto-enrolment will accentuate this.
Whilst members bear investment and longevity risk, responsibility for a good outcome lies with those responsible for governance, be they trustees or the sponsoring employer of contract based schemes. More
Concerns have been raised as to how lifestyle strategies have faired in volatile markets. But, it is their design, not the concept, which needs to be addressed. More
Xafinity assist clients to achieve improved investment governance, better management of risk, enhanced performance, greater efficiency and significant cost savings. Our range of solutions allows clients to focus their time and skills where it matters most – establishing long-terms strategic objectives. More
Using our award winning software, Model Solutions, we can assist in designing and regularly reviewing appropriate default strategies and fund ranges to give members the best possible opportunity of meeting their retirement goals, without exposing them to undue risk.
Xafinity pro-actively seeks to address the risks (inflation, interest, capital, and conversion) that members face. Our driving principle is to make available sophisticated and innovative investment structures to members that appear simplistic, but are not simple.