Utilising our interactive pension scheme software Model Solutions, our actuaries work closely with trustees and plan sponsors to devise a funding plan suited to each scheme - within the constraints of legislation. We use plain English believing that clarity is as important as accuracy in the delivery of actuarial advice.

Our actuarial services include:

• Pension Fund valuations
• Advice on contributions and Contribution Schedules
• Impact of benefit changes
• Advice to employers on accounting for pensions

Nowadays it is more important than ever for the separate roles of the Trustees and the Employer to be recognised. This is especially so in situations that involve negotiation, such as:

• Agreeing the contribution rate
• Sales and purchases
• Changing the benefits

Xafinity Consulting has developed a range of strategies for dealing with such situations.

Sometimes the dynamics of the situation are such that we can only act for one party or the other. More often than not, however, the interests of the Employer and the Trustees are sufficiently closely aligned – with the joint objective of keeping the pension scheme in operation and affordable – that they are able to give the actuary a “joint brief”.