Our Products

The key elements of our self invested products and services include the following. Text in this colour refers to the SimplySIPP.

• Flexible product design
  Our SIPPs cater for all client needs.  The SimplySIPP is for those clients who want to build and control their pensions but who don’t need the total investment flexibility of the full Xafinity SIPP.  The full Xafinity SIPP is for those clients who want greater investment choice, ranging from insured funds, through to unlisted shares and property.  If you have a SimplySIPP and decide to change your investment strategy, we won’t ask you to change your product or charge you to transfer – you can move to the Xafinity SIPP with one simple form.  You can also move from the Xafinity SIPP to the SimplySIPP but this will be subject to the normal Xafinity SIPP closure charges.
• Dedicated administrator
  No matter what type of SIPP you take out, each client has a dedicated administrator. If you need someone to do something, you know exactly who to call. We don’t use call centres (UK or overseas) or touch tone menus.
• Flexible arrangements for adviser remuneration
  We facilitate payment of remuneration to advisers as agreed between the client and adviser. We support fund based or fixed fee remuneration on either an initial or regular basis. Currently this is available only for SIPP but is under development for SSAS.
• Wide range of investment options
  We support an extensive range of investment options including insured funds, other pooled funds, direct investment in shares and gilts and investment in commercial property. The SimplySIPP is a single investment product offering a choice from a slightly less extensive list of investment choices.
• Income drawdown
  Both the SimplySIPP and the Xafinity SIPP cater for benefits to be paid through income drawdown, either immediately or later on retirement.

For more information about our self invested pension solutions, please contact SSAS&SIPP@xafinity.com.