The National Pension Trust supports members with complex investment decisions, removing the burden from employers.
Financial market volatility and auto-enrolment are focussing attention on default investment options. Employers are increasingly expected to consider how investment options are selected, reviewed, and replaced.
The independent Professional Trustee pro-actively monitors asset allocations and underling investment managers, amending and replacing them where appropriate, unrestricted by any pre-determined range.
The National Pension Trust helps individuals to understand conceptually what investment options do, without having to understand in detail the mechanics of how they work. Members who only wish to make limited investment decisions are supported to identify which, of a core range of multi-asset lifestyle strategies, is appropriate for them.
Depending on their risk profile, and targeted retirement age, different investments and phasing structures will be employed. These blended strategies contain several asset classes, minimising volatility for targeted levels of investment returns. For the more investment aware, a range of sixteen self select investment options are also available.
Members may change investments or their Target Retirement Age at any time, free of charge